Insurance and its Types

Insurance and its Types

What Is Insurance ? Insurance is a contract between an individual or entity and an insurance company in which the insurer agrees to provide financial protection against specific risks in exchange for regular premium payments.

Types of Insurance:- Life Insurance: Provides a death benefit to the beneficiaries of the policyholder in the event of their death.

Health Insurance: Covers medical expenses and provides financial protection against healthcare costs.

Property Insurance: Protects against damage or loss to property, such as homes, cars, or businesses.

Auto Insurance: Provides coverage for vehicles against damage, theft, or accidents.

Liability Insurance: Protects against legal claims and financial obligations resulting from injuries or damages caused to others.

Travel Insurance: Offers coverage for medical expenses, trip cancellation or interruption, lost baggage, and other travel-related risks.

Business Insurance: Covers various risks faced by businesses, such as property damage, liability claims, or business interruption.